Get the Delaware car insurance coverage you need to get on the road. Before you buy insurance from anyone, it's important to know Delaware's insurance laws so you can make sure you're meeting legal requirements for your state.
Delaware Insurance Laws
Under Delaware insurance laws, car insurance is mandatory for drivers in the state, according to the Delaware Division of Motor Vehicles. Delaware requires drivers to have these coverage levels:
- Bodily injury liability coverage of $15,000 per person, $30,000 per accident
- Property damage liability coverage of at least $10,000 per accident
Drivers are required to present an insurance card when requested by a Delaware police officer or anyone involved in an accident with the driver. Drivers who do not have insurance are fined $1,500 for their first offense, and an additional $3,000 for each following offense. A driver's license is suspended for 6-months upon their second offense.
Beyond having to present insurance information when requested to a police officer, driver's insurance credentials are also reviewed on a regular basis by the Delaware's Division of Motor Vehicles. If the Delaware DMV finds a driver does not have insurance, they may receive a fine or have their license suspended.
Cheap Car Insurance in Delaware Basic Coverages - Optional Coverages
If you're looking for cheap car insurance in Delaware, we may be able to help. We offer low down payments and easy monthly payment options to get you on the road for less.
Get a free Delaware car insurance quote today and drive legal for less.
